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Verify the license your state requires and active liability insurance, then judge communication: how fast they return calls, how detailed the estimate is, and whether they'll share addresses of past jobs. The cheapest of three bids is usually missing scope you'll pay for later as change orders.
Fixed scope with allowances spelled out, a payment schedule tied to milestones (never large cash up front), start and substantial-completion dates, who pulls permits, how change orders are priced, and warranty terms. A contractor who resists writing these down is telling you something.
Structural changes, additions, and most electrical, plumbing, and mechanical work require permits nearly everywhere; cosmetic work usually doesn't. The GC should pull permits in their name — a contractor who asks the homeowner to pull the permit is often dodging accountability with the inspector.
Progress payments tied to completed milestones keep leverage balanced — a common shape is a modest deposit, staged draws as phases finish, and a meaningful final payment held until punch-list completion. Walk away from anyone wanting half or more before work starts.
